Feel free to reach out to me personally, either by filling out this form or just giving me a call: https://www.retireinpanamatours.com/contact-us/, Your email address will not be published. This means that students have more opportunities to receive help and guidance from their instructors. renderTo: 'price-by-property-type',
Flat land with excellent location 100 meters from the Inter-American Highway and 1100 meters from Plaza Terronal.They are 8677 square meters at $70.00 per square meter.Sale price $607,000.00. xAxis: {
The property comprises two well-distributed bedrooms, each with their own bathroom. See our listing of properties, real estate in Bocas del Toro, Panama. },
Rod, an expat from Vancouver, Canada, living in Panama since 2011, is co-owner of Retire in Panama Tours with his business partner Oscar Pea. }
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Playground just a step Beautiful two-story house for rent FULL-FURNISHED with fine finishes. chart = new Highcharts.Chart(options);
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David is Panama's the second largest city outside Panama City Metro. crosshair: true
- Land size: 10,767 sq. view more details, Looking for a very large house in a nice area of David, Panama? },
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David is Panama's third largest city, with a developed infrastructure, but a much lower cost of living than bustling Panama City. The public transportation system is inefficient, and the police force could be better trained and equipped. Gaze at dazzling sunsets as you lounge on any of our pristine beaches. Sales Price: $140,000. Extraordinaria casa moderna de 5 habitaciones ubicada en una comunidad exclusiva llamada San Antonio en David Panam.view more details, This is a lovely 3 bedrooms and 2 bathroom house for sale located just 20 minutes from David, Chiriqui, in the township of San Carlos.view more details, This home is in David on the estuary leading to the Pacific Ocean. Total investment volumes in Central and Eastern Europe came in at 10.7 billion, up by 6.6% year-on-year. }
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- Only 15 minutes away from Parque Miguel de Cervantes Saavedra at the downtown of David. The public system is underfunded, lack of staff, equipment, and medicine make it not the best system. return '$' + Highcharts.numberFormat(this.value, 0, '', ',');
- Land size: 10,767 sq. verticalAlign: 'bottom',
We have the best collection of oceanview, beachfront, private islands for sale and other Bocas del Toro real estate for sale. David is Panama's 3rd largest city and sits on the west side of the country approximately 28 miles from the Costa Rican border and an hour south of the popular town of Boquete, Panama. 20 aos siguiendo nuestra visin jQuery(document).ready(function() {
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David Chiriqui 7000 sq located on the shore of the Interamerican in a development zone . Appraisal will be sent upon request. text: 'Listing Category',
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INCLUDES STOVE, OVEN, GREASE EXTRACTOR, MICROWAVE, REFRIGERATOR, WASHER, DRYER, LAMPS, JACUZZI AND 5 AIR CONDITIONING UNITS. fontSize: '15px'
Required fields are marked *. - 3 Bedrooms each with DAVID VILLA CLARA CH1039 ALQUILO CASA CON MUEBLES 2 habitaciones con closet 1 bao Sala Comedor Cocina con gabinetes Aire For Rent SEMI FURNISHED House with back perimeter fence. }
Con un diseo moderno y un gran lote de acre ms, esta casa de dos pisos se destaca como una de las mejores casas de David Panam.view more details, This centrally located property for sale is on a corner lot is in a rapidly developing commercial location of David, Panama.view more details, This spacious and comfortable 3 bedroom and 3.5 bathroom home is now for sale in one of the most sought-after neighborhoods in David, El Terronal.view more details, This beautiful house is located in Dolega downtown, Chiriqui, right in between Boquete and David.view more details, Live close to David, Chiriqui in this affordable family home for sale in Altamar II gated community, and enjoy the cooler temperatures and tranquility this community offers. David Braga Malta is a Life Sciences Entrepreneur, Inventor and Investor. enabled: false
The condo is ready to move into, fully furnished, all you need to bring is your clothes. chart: {
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4,392.00 Sq.M 1.09 Acres Bedrooms: 3 Bathrooms: 3 Stunning property located in the beautiful area of Volcancito, Chiriqui, Panama. Asesora Comercial de casa, fincas, proyectos residenciales, proyectos comerciales, entre otros bienes inmuebles. Lots of photos and up-to-date information. formatter: function() {
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You will spend most of your time on the extensive covered terrace with a bar and a BBQ, overlooking the large swimming pool and the smaller one for the kiddies and enjoying the peace and quiet of the residential area. });
ANDROMEDA # 20 | BEACHFRONT. 011.507.720.1331 | 011.507.6617.4408 | 011.507.6611.6049 [email protected] Given the uproar surrounding the Panama Papers and the illegal activity they disclosed to the public, many now wonder whether their offshore assets are safe or even completely legal. Dazzling Colonial Style Home with Private Location & Expansive Views in Lucero Golf Community, Boquete, Panama Virtual Tour Available! David can offer that. Types Categories Bocas Del Toro Cities Areas Price Low to High Featured Sales Titled 3rd Floor Oceanview Luxury Condo 2 Bedrooms 1 Baths USD 155K Exchange rates are subject to continuous change. Past Addresses: Homes, Rental Properties, businesses, apartments, condos and/or other real estate associated with Carol Rogan in Seattle, WA. Administramos Nos encargamos de toda la tramitacin y mantenimiento de propiedades, Plaza Comerciales, Proyectos Comerciales o Residenciales. Nestled in a serene neighborhood, just a sto Flat land with excellent location 100 meters from the Inter-American Highway and 1100 meters from Plaza Terronal. David Panama The apartment has 110 m2, 3 bedrooms, 2 bathrooms, appliances, water tank in the apartment, 1 parking. fontSize: '15px'
Built in the 1960s in the sought-after mid-century style, this large family house in the exclusive upper-class area of Las Perlas, within walking distance of the Terronal shopping mall, fulfils everything you wish for in your new urban home. x: 0,
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There are also some great real estate values here. Vicki Cole, 1:30 p.m., Grassy Cemetery. (Biden gave Putin a . text: 'Listing Category',
10 MINUTES FROM PRICESMART DAVID, We rent a spacious and lovely residence in David, David Urb. Located between South Charleston and St. Albans on U.S. 60, Jefferson was once home to a number of gentlemen's clubs, bars and adult video stores. - 0.5 miles from Panamerican Road. Start your Panama real estate search now! }
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But for sure, you will want to make a trip here to check it out for a few weeks, to be sure this is where you want to spend the rest of your life. - Access through paved road in great conditions. Your email address will not be published. In Casa Hacienda, this property is a blank canvas for sale, waiting to be transformed into the home of your dreams. That truly stunning views three bedroom two bath home that is close to downtown with a studio apartment too. return 'Land Price: $' + Highcharts.numberFormat(this.y, 0, '', ',') + '
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You can get a smaller . However, thanks to a HUGE amount of research, we can now give you a general idea of what you might expect to pay for real estate in Panama, based on the type of property youre seeking.
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- Three bedrooms. Vivienda situada en zona exclusivamente residencial, unifamiliar de 460 m2.Distribucin: sala, comedor, cocina, desayunador, 3 habitaciones, 2 baos, bao de visita, lavandera interna, deposito, portal, terraza, cochera para 2 vehculos.Precio de venta $190,000.00Zonas verdes, parques, bosques de conferas, bosques de galera y arroyos. House for rent in Jardines del terronal in David, fully furnished, land of 626 square meters and 142.59 square meters of construction fully fenced . 3 Baths. },
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Spacious house with excellent location in David-Chiriqui. Funeral Services for Shirley "Joy" Weeks will be held in the Gipson Funeral Home Chapel on Sunday, March 5, 2023 at 2:00 p.m., with Bro. A truly incredible estate house high above Boquete near the entrance to the Quetzal Trail. Hocking County real estate transfers. You can also read on for our free David Panama Real Estate Report to learn what your dream property will cost. The police force has been increased and better equipped, and there are more cameras and security guards in public places.
Modern house for rent with high quality finishes in For younger expat families moving to Panama, one of their main objectives is to find suitable private international schools for the kids. Sold by Casa Solution Properties & Houses, About Chiriqui Beach and Mountain Paradise, Modern and Impressive Luxury Home for Sale in David, Chiriqu - Moderna e Impresionante Casa de Lujo en David, Chiriqu, Avenida Francisco Clark Key Commercial Property with Two Houses on One Property for Sale in David, Chiriqui, Quality Home with Delightful Swimming Pool for Sale in El Terronal, David, Chiriqui - Furnishings Included - Casa de Calidad con Hermosa Piscina en Venta en El Terronal, David, Chiriqu - Mobiliario Incluido, Casual Elegance in Your Private Tropical Paradise for sale in Dolega, Chiriqu | Elegancia Casual en tu Paraso Privado a la venta en Dolega, Chiriqu. 5 Beds. It's essential to understand agent duties and loyalties before you make that first phone call. formatter: function () {
This could be it. If you decide to live in David, work with a trusted real estate agent or relocation expert to help find a safe neighborhood.
I have a friend from Canada that comes to David for six months every year, has done so for the last six years, and loves the heat; he does not even use air conditioning. Healthcare is top-notch, and the infrastructure is getting better. fontSize: '15px'
The quiet area with easy access to schools, shops, restaurants and other amenities that David, the second largest town in Panama, has to offer, make this residential house ideal for a growing family or a retired couple. To get more information about our methodology for creating the charts and how many properties these specific charts are made from, or to see all of the cities in Panama, head over to our Panama Real Estate page where you can get access to the full Panama Real Estate report. Living In Chitre vs Las Tablas, Panama: Which Is The Best? In Casa Hacienda, this property is a blank canvas for sale, waiting to be transformed into the home of your dreams. The property is very attractively priced, as the current owners want to downsize. Ft. Bedrooms: n/a Bathrooms: 2 Sleeps: n/a Stories: 1 Parking Spaces: 1 Features - Amenities We differentiate ourselves by being and partnering with dully committed independent co-brokers all of whom provide personalized, one-on-one, bi-lingual property viewings. chart: {
The company has announced intensive development of Habitu mainly in the capital city but also in other Polish cities. In the City of David, Chiriqu and close to the road to Bocas del Toro and Playa Las Lajas, youll have access to all the wonders this area has to offer. House For Rent in David, Las Perlas. min: 0,
David also has extensive public hospitals, which you can use. dataLabels: {
Development Opportunity on Pan American Highway & Close to the Pacific Ocean Near Las Lajas Beach Areas in San Lorenzo, Panama Oportunidad de Desarrollo en la Carretera Panamericana y Cerca del Ocano Pacfico Cerca de las reas de Playa Las Lajas en San Lorenzo, Panam, Impressive Mountain Estate Residence Near Quetzal Trail Owner Financing Impresionante Casa de Montaa cerca del Sendero de los Quetzales, Lovely House Lot for Sale in Palmira, Boquete, Chiriqui. Sort by: Lowest Price to Highest | Highest Price to Lowest, Boasting a modern design and a large acre plus lot, this two-story house stands out as one of the finest houses in David Panama. Nearby homes similar to 204 Johnson Bayou Dr have recently sold between $507K to $645K at an average of $205 per square foot. Electricity will cost you more depending on your air conditioning use. console.log(json);
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Opulent Mansion for Sale in Jaramillo, Boquete. },
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Check out this meticulous maintained home with an office in the desirable community of Villa Ana in David. Situated in the upper middle-class neighbourhood of the David society you will see joggers, bikers and dog-walkers in the early morning, then nannies taking children to kindergarten and school. jQuery(document).ready(function() {
The master includes a walk-in closet, built-in desk and sliding doors to the patio. },
Truly Stunning Views Home for Sale Close to Downtown Boquete with Studio Apartment, Contract Pending Charming Riverfront House for sale Close to the Panamonte Hotel in Boquete, Panama.
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From $750 p/m LATEST RENTAL PROPERTIES Bright 2 bed, 1 bath Riverside apartment Jaramillo abajo, Boquete Several hotels and restaurants cater to travelers, and many tour operators offer excursions into the nearby mountains and rainforests. jQuery.getJSON("https://vivatropical.com/charts/data/panama_city_data.php?type=price-by-property-type&city=David", function(json) {
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David List Price: $174,000 Price Furnished:$174,000 House Size: 2892 Sq.Ft 268.00 Sq.M Lot Size: 675 Sq.M 0.17 Acres Bedrooms: 3 Bathrooms: 2 Live close to David, Chiriqui in this affordable family home for sale in Altamar II gated community, and enjoy the cooler temperatures and tranquility this community offers. text: 'Number of Properties',
- Near school. Located just 2.5 miles from the main highway, you can enjoy the peace of rural living while still having access to modern amenities.view more details, This super house for sale on the beach of Playa La Barqueta could be your new Panama oceanfront home. series: []
Panama Equity Real Estate was founded on a commitment to deliver a professional real estate experience. If you are looking for the sounds and smells of the ocean with private walks along a beach, then you are in the right place. Earlier this year, a massive volume of data was leaked from the Panama-based law firm Mossack Fonseca.
Located in an upscale residential community of David, Chiriqui; this home is close to shopping, schoo Free 200+ Page Report: Top 57 Places to Live & Invest. It was done in December 2022. Lots of photos and up-to-date information. formatter: function () {
New stainless steel appliances are included. }
Today, the Video Superstore is one of the few . David David, Chiriqu, Panama condo prices overview Condos for sale in David, Chiriqu, Panama are easy to browse and filter through with Point2 features. Some expats prefer to have international insurance covers. Position: Demand Planner (Permanent)<br><p>One of our clients in the FMCG industry has informed us of a new opportunity within their site based in North Yorkshire. First, we will look at the pros and cons of living in David, and then we will dive into each of these more deeply. '#47ACB1',
David is Panamas second-largest city and has a population of about 140,000. Just above Las Lomas, the suburb east of David, in Quiteo, thesetwo houses made of cement blocks and plaster are for sale. view more details There are many things to consider when looking at Panama as a destination for retirement. Since you are moving to the tropics, we need to talk about the beach. fontSize: '15px'
Esta propiedad se encuentra en una ubicacin comercial privilegiada en el rpido crecimiento de David Panam.view more details, This is an impressive, new modern style house for sale in the exclusive La Perla area of David, Panama. Only 10 minutes from PRICESMART. Property for Sale in David, Chiriqui Search List Map Panama City San Miguelito Chame San Carlos Capira Boquete Balboa La Chorrera Order by: Latest Low Price High Price Nearest 1-20 of 234. plotOptions: {
Whether you are looking to rent or buy, if your interest is in luxury, high-end condos or houses in Panama City, PPR is the best source! The kitchen boasts large windows that allow natural light to flood in, creating a bright and inviting space perfect for creating delicious meals. Please Contact: Bob Reichert, David, Panama email: , Phone: from North America 1-204-800-1210 or Panama cellular 6503-7676 About This Property Category: Condos Address: David Chiriqui Panama For Rent By: Owner Construction Year: 2012 Area: 1,000.00 Sq. },
Here are some of the most expensive and unique gifts Biden received in 2021: A $12,000 writing set from Russian President Vladimir Putin at a summit in Geneva in June 2021. Despite these efforts, crime can still be a problem in David. January 1, 2017 2 Bedrooms 1 Bathroom House in David Panama 8.4398056, -82.4880556 Beds: 2 Bath: 1 m: 196.02 Development, House, Single Family Home Details Jazmin Caballero For Sale Chiriqui Coast $125,000.00 Compact House in Punta Burica Puerto Armuelles Panama exporting: {
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A minor accident with a broken arm will set you back less than $100, and surgery, like a hernia, will cost under $200. }
There are some areas of David that you should avoid, but for the most part, as long as you use common sense, dont flaunt your wealth, and take precautions like not walking alone at night in bad areas, you will be fine. This article will discuss the pros and cons of living in David, Panama. xAxis: {
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We could not find any more property matching your search, but we found Properties for Sale in Chiriqui, sorted by Nearest based on "David, Chiriqui". Contact me for more information. },
Beautiful views to the Boquete mountains.view more details, This house is located in a great community close to Villa Carmen. Bob & Sue. },
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Lets talk about the heat. options.series[1] = json[2];
Podra ser esto.view more details, This house is located right in the heart of David, Chiriqui, and next to a paved road within close proximity to schools, transportation, eateries, and all of David's amenities.view more details, This quality house is located just above David in a pleasant climate area. The property: - Location: David, San Pablo Viejo main road, 0.5 miles away from Panamerican Road. Sort by: Lowest Price to Highest | Highest Price to Lowest, Originally built as a 10,000 square foot private home, there are a variety of ways to envision The Mansion; a boutique hotel, upscale hostal, multifamily residence,luxury senior living accommodationsview more details, This dazzling residence sits in a fabulous 18 hole golf course community with its own restaurant, tennis courts and 24 hour security. return Highcharts.numberFormat(this.y, 0, '', ',');
Living In Panama: Essential Expat Guide 2023, Living In Panama City As An Expat: The 14 Pros & Cons. }
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Sweet Boquete House for Sale on Wonderful Property of Over an Acre Furnishings and Greenhouse Included! Most private healthcare facilities in David are modern and well-equipped. The kitchen is reached via the breakfast nook and the new owner will probably want to modernise it. jQuery("#loading-land-under-1-acre").hide();
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The generous terrace with bar overlooks this peaceful scenery and is accessible from various rooms. },
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Three bedrooms, the master with an ensuite bathroom and the other two with a Jack-and-Jill bath, plus a maids bed- and full bathroom, along with a studio with half bath offer enough space for the independent members of the family. formatter: function () {
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Real estate in David is also a bargain. This is a beautiful home in a spectacular natural setting yet with the conveniences of David, Panama. Spacious Family House For Sale With Pretty Garden Near David, Chiriqui, Affordable Condominium for Sale in Cuesta del Sol Condos, David, Panama - Furnished, Huge Price Reduction! },
So David is the largest City in Panama that is not just a large suburb of Panama City. The property comprises two well-distributed bedrooms, each with their own bathroom. view more details, This spectacular development property of 23 hectares adjacent to and surrounded by the championship level golf course and housing development of Lucero Homes, Golf & Country Club has incredible potential. The waters are not suitable for swimming unless you really know what you are doing because of the currents. },
If you are thinking of making a move to David, please continue to do your research and plan a trip here to see what David has to offer expats like you! },
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One of the complaints some people have about David is that it is at sea level but not near enough to the beach to experience much of a breeze, so it can be too warm for some people.
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Air-conditioned and ceiling fan. Private healthcare in Panama is excellent, there are many insurance options to cover you in the private healthcare system. dataLabels: {
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Be closer to shops, entertainment and all Chiriqui's main city has to offer. title: {
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RealEstate-Panama.com is an independent, licensed and bonded, privately held, boutique real estate brokerage based in Panama City offering property listings throughout the 9 provinces of the Republic of Panama.
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Looking out toward huge fruit trees behind an immense terrace with swimming pool. Stunning and Majestic Mountain Home with Great Views For Sale in Santa Lucia, Volcancito, Outstanding Large Beachfront House with Swimming Pool on 3,000 Square Meter Triple Lot in Las Olas Resort Furnishings Included, Tranquil Oasis Colonial-Style Custom Home with Guest House / Yoga Terrace on Beautiful Half-Acre Lot in Boquete, Panama, Magnificent House with Beautiful Garden on 1.09-Acre Lot in Volcancito, Chiriqu Now for Sale, Price Reduction! "Buyers responded to better affordability from falling mortgage . Looking out toward huge fruit trees behind an immense terrace with swimming pool. The city has a new airport, and many roads have been improved. },
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The humidity is also high at 70 90%. tooltip: {
But remember, in Panama, if you want to save money, frequent the open markets for your fruit, vegetables, and fish products. Residential areas in Panama & real estate for sale Real estate agents represent buyers, sellers, or both--and in some places they can work as neutral facilitators for either party. - One roofed parking space. Off the kitchen is the maids room with bath and behind it the laundry with another kitchen which was used for the employees. Arnold & Porter Offices ft. (164m2) - One story single family house in great conditions. Villa New, 3 Rec 2 bathrooms 1 Parking, Pet friendly AMOBLADA $475, HOUSE FOR RENT IN EXCLUSIVE AREA COMPLEX, SECURITY AND SWIMMING POOL, CH699 DAVID ALQUILO CASA CON/SIN MUEBLES CERCADA, SPACIOUS AND FENCED HOUSE FOR RENT WITH EXCELLENT LOCATION IN DAVID, SEMI FURNISHED HOUSE FOR RENT LOCATED IN DAVID, HOUSE FOR RENT WITH APPLIANCES AND FENCED IN FRESH AREA OF DAVID, SPACIOUS HOUSE FOR RENT IN EXCLUSIVE AREA IN DAVID, ECONOMIC AND SPACIOUS HOUSE FOR RENT IN DAVID. href: 'https://vivatropical.com/panama/real-estate'
011.507.720.1331 info(at)casasolution(dotted)com Home Properties Property Type Homes Condos & Townhouses Rentals Short Term / Vacation Rentals - Access through paved road in great conditions. height: 500
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$2,300 Family Home for Rent in Panama City, Panama This 3 bedroom home for rent in Ancon is perfect Bedrooms 3 Bathrooms 4.5 3993 Sq Ft 371 m2 0.161 acres 651 m2 For Rent $4,000 Featured Incredible Views From Every Angle In This Avenida Balboa Condo for rent in PH Destiny This recently renovated condo for rent in P.H Destiny Tower Bedrooms 1 formatter: function() {
The second bedroom is en-suite and includes a built-in closet. - Quiet area. Large 4 Bedroom House for Sale in David, Chiriqui, Panama, David, Chiriqu 4 Beds 7 Baths 6,684.39 Sqft Residential $675,000 USD View Details 13 Duplex in David - Both Residences Included in the Sale Price, David, Chiriqu 4 Beds 4 Baths 4,305.56 Sqft 0.111 ac Lot Size Lots And Land $135,000 USD View Details 9 exporting: {
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The world's largest source of international properties. It is spacious, it has all the services and WiFi, as well as rooms with air conditioning, two full bathrooms, an equipped kitchen and laundry room, a House for rent in Jardines del terronal in David, fully furnished, land of 626 square meters and 142.59 square meters of construction fully fenced Beautiful brand new house for rent! view more details, Immerse in nature while surrounded by luxury. Home. In addition, they offer expat services to assist anyone looking to relocate to Panama. enabled: true,
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Additional information: - Fresh and quiet area. ft. (1,000m2) - Construction size: 1,765 sq. chart = new Highcharts.Chart(options);
BRAND NEW HOUSE FOR RENT! David is the center for health care in Western Panama, with large public hospitals and several private hospitals. formatter: function() {
It was done in December 2022. In that case, you should be eligible for Panamas Pensionado Visa. The city is home to several universities and colleges and many government offices. jQuery("#loading-price-by-property-type").hide();
Buy; Rent; Sell; Buildings in Panama; Pre-Construction; About Us. style: {
Sold by Casa Solution Properties & Houses, About Chiriqui Beach and Mountain Paradise, $55,000 Price Reduction! Location: Residential area in Bgala - Chiriqu. The main bedroom has a large walk-in closet with great storage space. David is currently managing the Health PE fund of Group Pictet and previously he was a Venture Partner of Vesalius Biocapital III. '#47ACB1',
Ubicado a solo unos pasos de un parque familiar grande y bien mantenido en la encantadora Aqualina, encontrar esta joya de hogar. Including rent, they live on about $1200 a month in David. 'orange'
Strong list of amenities, especially for expats, Hot weather all year long (I know, its also a Pro for some), Poorer infrastructure compared to North America, The close beaches are not the best for swimming, Rising crime in certain parts of the city. min: 0,
ft. (1,000m2) - Construction size: 1,765 sq. Lots of photos and up-to-date information. },
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There have been recent additions to hospitals and universities, a new large North American-style shopping mall is opening, and a new baseball stadium is now complete. - Fenced on the sides and back. Also, there is the drivers license office and the office to pay for your speeding tickets which are also very affordable in Panama. text: 'Median Price & Median Price/Acre',
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There have been reports of robberies, muggings, and even murders. - Remodeled and very well-preserved. Es una zona amiga. },
view more details, Nestled amidst lush green hills, with a flowing river, this 34.8-acre property offers the perfect blend of tranquility and convenience. y: 0
Private schools also typically have lower student-to-teacher ratios than public schools. Built in the 1960s in the sought-after mid-century style, this large family house in the exclusive upper-class area of Las Perlas, within walking distance of th Vivienda situada en zona exclusivamente residencial, unifamiliar de 460 m2. & # x27 ; s essential to understand agent duties and loyalties you. & amp ; Porter Offices ft. ( 1,000m2 ) - Construction david, panama real estate: 10,767.. Discuss the pros and cons of living in Chitre vs Las Tablas, Panama Virtual Tour!. The conveniences of David, Panama 20 aos siguiendo nuestra visin jQuery ( document ).ready ( function ( {... Registered All rights reserved, Spacious house with excellent Location in David-Chiriqui for our David... Despite these efforts, crime can still be a problem in David, Panama which. It has commercial zoning and is accessible from various rooms Offices ft. ( 1,000m2 ) Construction... 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